Farm and Home Insurance Fannin County Texas

Farm and Home Insurance Fannin County Texas – Affordable Prices and Comprehensive Coverage!

Farm Insurance Fannin County Texas

For affordable pricing and quality coverage on Farm Insurance in Fannin County Texas call Country Side Insurance today toll free at 888-505-7550 or direct at 903-378-7300 Monday through Friday before 5 PM CST. 

At Country Side, our agents have the knowledge and skill necessary to aid you in finding the most fitting coverage for your individual needs on Farm Insurance in Fannin County Texas or in the surrounding areas of Hunt County, Grayson County, Denton County, Collin County, Lamar County, Delta County, and Hopkins County. 

If that interests you, then please take a moment to fill out our simple online form to request a free quote today. To access the form, just click the appropriate link listed below:

Fannin County Tx Farm and Home Insurance  – Coverage Scenario Part 2 

In our last article (which you can read here: Fannin County Texas Farm Insurance), we were introduced to the characters of Reginald Upright and Dale Grudgely. 

Reginald is the successful owner of a large farm in town, while Dale Grudgely is an envious competitor who has never put the real work in to achieve his goals. 

Dale has been especially resentful of Reginald ever since Dale had no choice but to lease a large section of his own land to Reginald to make ends meet. 

Salt was poured in that wound when Dale learned that one of his biggest buyers was jumping ship to start buying from Reginald’s farm, due to Dale’s shortcomings. 

In his fury, Dale tries to tear up the sorghum field with his tractor. 

Before he gets far, however, he loses control of his tractor, allowing it to destroy one of his barns. 

What do you think? Will Dale’s Texas Farm Insurance cover the loss? 

It looks like Dale is about to receive some more bad news, because he most likely will not be covered for the loss of his barn. 

Why? Let’s take a look at Dale’s farm policy: 

Intentional Loss, meaning any loss arising out of any act committed by or at the direction of any insured with the intent to cause a loss, including any unexpected or unintended loss that results therefrom. 

In other words, because Dale intended to cause damage to Reginald’s field, the damage to Dale’s barn is not covered even though it was “unexpected or unintended.” 

Dale is up a creek without a paddle. He may need to lease the rest of his land to Reginald just to cover the cost of replacing his barn. Ouch. 

Farm and Home Insurance Fannin County Texas – Drop Us a Line or Contact Us Online! 

Does your farm have the coverage it requires? Find out what your options are by calling us at 888-505-7550 or by requesting a free quote when you click below: 

Farm Insurance Fannin County Texas

Farm Insurance Fannin County Texas – Call Toll Free At 888-505-7550

Call us today toll free at 888-505-7550 or direct at 903-378-7300 when you need Farm Insurance in Fannin County Texas or in the surrounding areas of Hunt County, Grayson County, Denton County, Collin County, Lamar County, Delta County, and Hopkins County.

To request a quote electronically you can click below to launch our easy-to-use quote submission form:

Farm Insurance Fannin County Tx – Coverage Scenario Part 1

Farm Insurance Fannin County Texas

Jon runs a large sorghum farm and his operation has been expanding. In order to keep up with the demand he needs to purchase a new combine harvester.

After shopping around a bit he decides on a model that costs $375,000. Naturally, Jon insures the new combine for the amount he paid for it, $375,000.

As the years go by Jon gets a lot of hard use out of his combine. He is a busy man, so although he has intended for a while now to revisit his finances – including his insurance plans – he often finds it difficult to set aside the time to do so.  

About six years after purchasing the combine, while Jon is away, one of his employees is driving the combine down a stretch of road. This is a normal routine for his combine operators as it is the only easy way to access one of Jon’s sorghum fields.

While making this short trek down the road a semi truck loses control and careens directly into the combine harvester, causing damage.

Miraculously, both drivers leave the crash site with only minor injuries. The semi and the combine are not so lucky, however.

The combine is damaged beyond repair and must be replaced. Jon files an insurance claim with his insurance company and awaits their decision.

Will Jon be reimbursed for the damage to his combine? And if he is, will it be the amount he’s expecting?

Find out in our next post.

Farm Insurance Fannin County Texas – Agents Are Standing By!

The helpful agents at Country Side Insurance are standing by to help you with your insurance needs.

To contact us call 888-505-7550 (toll-free) or 903-378-7300 (direct), or click one of the locations indicated below to submit your request for a free quote: