McKinney Tx Farm and Home Insurance

Farm and Home Insurance McKinney Tx – Great Coverage and Affordable Pricing!

McKinney Tx Farm and Home Insurance

Country Side Insurance, a leading independent agency in the state of Texas, offers excellent programs on Farm and Home Insurance in McKinney Tx and the nearby areas. 

If you need McKinney Tx Farm and Home Insurance then contact Country Side Insurance today! 

There are two great ways to reach us: by phone at 888-505-7550 toll free or at 903-378-7300 direct, or by filling out our simple online quote request form available twenty four hours a day, seven days a week. 

If you would like to speak to us by phone please call between the hours of 8:30 AM and 12:00 PM or 1:00 PM and 5:00 PM. 

To use our no-obligation online quote request form, simply click on one of the following links pertaining to your area. 

McKinney Tx Farm and Home Insurance – Coverage Scenario Part 2

In our last article, which can be read by clicking on Farm and Home Insurance McKinney Tx, we introduced you to Jerry, a farmer who built his own barn. A few months later, Jerry heard a loud crack from within his barn… 

Jerry is able to shoo out the remaining animals and emerge from the barn just in time before the backside of his barn collapses! 

Jerry submits a claim to his insurance company for the loss of the building. 

After surveying the incident, the insurance company concludes that the collapse was due to faulty construction of the barn’s support structures. 

Jerry is shocked to find out that, because of this, the insurance company has denied his claim. 

How can this be? Take a look at the following exclusion found within a policy like Jerry’s: 

  1. Faulty, Negligent, Inadequate or Defective
  2. Planning, zoning, development, surveying, siting;
  3. Design specifications, workmanship, repair, construction, renovation, remodeling, grading, compaction;
  4. Materials used in repair, construction, renovation or remodeling or maintenance. This limitation applies to loss to any property on or off the residence premises.

As you can see, Jerry’s policy excludes coverage for damage due to faulty workmanship. And since Jerry built the barn himself and clearly built it improperly, the insurance company is not obligated to pay for the claim based on the policy he purchased. 

It’s important to check your coverage to see if this type of exclusion is in your policy. It could be that some insurance companies do not include an exclusion such as this. 

The licensed farm insurance specialists at Country Side Insurance are happy to review your policy just to double check. 

Farm and Home Insurance McKinney Texas – Why Not Speak With An Agent Today? 

If you want to find great pricing and coverage for your farm then why not speak with a licensed Country Side agent today? We may be able to save you significant money on your insurance, improve your coverage, or both! 

To start your free quote on McKinney Tx Farm Insurance call 888-505-7550 or 903-378-7300 during business hours or click one of the locations below to launch our simple online quote request form any time: 

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